FAQs

We are not tied to any insurance company or product provider. Unlike tied agents or banks who can only recommend their own company’s products, we search the Irish market to find the best solutions for you. Our loyalty is to you, not to any provider.

We’re regulated by the Central Bank as an Insurance and Investment Intermediary. This means we must meet strict professional standards, maintain professional indemnity insurance, and operate under consumer protection rules.

We’re transparent about our costs from the start. Consultations start at €200 and increase depending on the complexity of your financial situation.

Whether you need a simple pension transfer or a full comprehensive financial plan, we tailor our approach to your needs. We start by understanding your goals, family situation, risk tolerance, and timeline. Then we create a personalised strategy – from straightforward single-issue advice to complex plans that address all areas including pensions, protection, investments, and tax efficiency – working together as one cohesive plan.

Unlike advisors who disappear after the sale, we provide ongoing support with regular annual reviews – more frequently if your circumstances change. Life happens – marriage, children, career moves, inheritance – and we adjust your plan accordingly to keep you on track.

We cover everything: pensions (personal, company, PRSAs), life insurance, income protection, serious illness cover, investments, savings and retirement planning. Whether you need help with one area or a complete financial overhaul, we’ve got you covered.

We specialize in Irish tax legislation and structure your finances to maximise tax efficiency. This includes maximising pension tax relief (up to 40% back from Revenue), tax-free investment growth options, and inheritance tax planning. We ensure you’re not paying more tax than necessary.

We have over 50 five-star client testimonials. We’ve helped clients through market crashes, interest rate changes, and major life transitions. Our track record speaks for itself – real results for real people.

We specialise in working with professionals with household incomes over €160,000 and business owners.