Can I Transfer My UK State Pension to Ireland? Answered.
Navigating the complexities of international pension transfers can be challenging, and knowing if you can transfer your state pension from the UK to ireland is too. This guide provides crucial insights into transferring your UK state pension and understanding the key considerations for Irish residents. Understanding UK State Pension Transferability The straightforward answer is that […]
Tax Planning Strategies for High Income Earners in Ireland
For high-income earners in Ireland, strategic tax planning strategies aren’t just a financial recommendation—it’s a critical component of wealth management. With marginal tax rates potentially reaching 52%, understanding and implementing sophisticated tax strategies can save you tens of thousands of euros annually. Sounds good right? High income earners have doubled in Ireland since the pandemic […]
A guide to Index Funds in Ireland: Maximsing Your Pension
Planning for retirement is a critical financial milestone, and choosing the right investment strategy can make a significant difference in your long-term financial security. This guide explores how investors in Ireland can leverage index funds from Vanguard and BlackRock to build a robust and cost-effective pension portfolio. Understanding Pension Investing in Ireland with Index Funds […]
WEBINAR: The 2000-Hour Revolution – An Empty Retirement to an Epic One
Join Irish Times columnist and retirement expert Brian Mooney for an unmissable guide to mastering your post-career freedom We’re delighted to welcome Brian Mooney, the respected Irish Times columnist whose insightful perspectives on retirement and life planning have guided readers across Ireland for years. Beyond his broadsheet columns, Brian brings decades of hands-on experience as […]
Are Annuities Worth It Compared to an ARF in Ireland? A Complete Analysis
When approaching retirement in Ireland, one of the most crucial decisions you’ll face is choosing between an annuity and an Approved Retirement Fund (ARF). But are annuities worth it? Both options offer distinct advantages and potential drawbacks, and understanding these differences is essential for making an informed decision about your retirement income options in Ireland. […]
Should You Consolidate Your Pension? A Comprehensive Guide for Irish Investors
The question of whether you should consolidate your pension, or multiple pensions, into a single pot is increasingly common among Irish workers. With people changing jobs more frequently than ever, many find themselves managing several pension schemes from different employers. While pension transfer in Ireland might seem like a straightforward way to simplify your retirement […]
Section 72 Life Insurance: The Ultimate Guide to Tax-Efficient Wealth Transfer in Ireland
For Irish professionals planning their estate, Section 72 life insurance represents one of the most powerful tools for tax-efficient wealth transfer. But what is it? This specialised insurance policy can significantly reduce the inheritance tax burden on your beneficiaries, ensuring more of your hard-earned wealth reaches your loved ones. Here’s everything you need to know […]
How to Use Your Pension to Reduce Your Tax Bill in Ireland
For Irish professionals looking to optimise their tax position, pension contributions represent one of the most powerful tax-reduction tools available. By understanding how to strategically use your pension, you can significantly lower your tax bill while building a secure retirement fund in Ireland. This guide explores the key strategies and benefits of pension-based tax planning […]
Critical Illness Cover in Ireland: What You NEED To Know
As an Irish working professional between 35 and 60, you’ve likely given thought to your financial future. B ut have you considered what would happen if you were suddenly diagnosed with a serious illness? This is where critical illness cover comes into play. In this comprehensive guide, we’ll explore critical illness cover in Ireland, its […]
Creating a Will in Ireland: A Comprehensive Guide
As an Irish working professional between 35 and 60, you’ve likely worked hard to build your career, perhaps start a family, and accumulate assets. But have you considered what would happen to everything you’ve built if something unexpected were to happen to you? This is where creating a will becomes crucial in Ireland. In this […]